REMARK ON THE OBSTACLES OF EQUAL LOAN AND ITS LEGAL RESOLUTIONS

Equal loan is that the enterprises can get the fair and reasonable loan from the banks.There is an opposing and unifying relationship between equal loan and independent loan.The obstacles in realizing equal loan include: the wrong orientation in the philosophy of the legislature concerning loan;the contraction of loan by the macroeconomic regulation in finance;the uselessness and failure in the construction of coordinated systems.The critical legal approaches to realize and guarantee equal loan are to realize the revolution in the philosophy of the legislature concerning loan,and construct the supervising system in loaning.Equal loan is the important reflection of economic equity,and it is important for improving the finance environment and protecting the macroeconomic.