2006•Zhongyang Caizheng Jinrong Xueyuan xuebaoRequires access
Theoretical Exploration on Policy Loan
Wang Yu-me
Open publisher page 0 citations
Abstract
In the recent years,loan based on guarantee policy is rapidly developing in china.As a new financing tool,it has a great effect on applicant,insurance companies,the insured,beneficiaries and other financial institutions.In this paper,the feature of policy loan and the legal and regulatory issues caused by it are analyzed and the measures to reinforce the administration of policy loan are brought forth which include the completion the insurance law and rules,the validation of the standing of policy loan and its operating norms,the reinforcement of the regulation,the standardization of its operation,the reinforcement of insurance companies' operational management,the improvement of the solvency and the maintaining of the good customer relations.