Analyzing the Financing Predicaments of Small and Medium-sized Enterprises in Terms of Finance System

It is unreasonable that the structure of the finance system of our country. This kind of situation makes the financing of small and medium-sized enterprises in an awkward condition, that is the financing channel of the state-run commercial bank stops up, and at the same time the financing channel of non-state-owned pet bank is narrow. In addition, corresponding system of the financial institutions exists problems, and the development of capital market is bad, all of these made the financing of small and medium-sized enterprises more difficult. This text advised that building multi-level and multi-form bank pay service system, perfecting and innovating the financial method of service constantly according to the characteristics of small and medium-sized enterprises, and expand the financing channel on the capital market of small and medium-sized enterprises actively.