Research on Several Issues of Credit Card Fraud

Credit card fraud is a crime of fraud by taking credit card as a tool. My suggestion is that unit can be a subject of the crime. People who got credit cards fraudulently cannot become the subject of the crime of malicious overdraft. Different punishments shall be given to using mock credit cards, expired credit cards, others' credit cards, or malicious overdraft. The act of violating and using credit cards, and using the credit cards picked up constitute the crime in question. As to the act of taking credit cards fraudulently, and the act of over-drafting the credit card agreement, different punishments shall be made according to different situations.