Type of Malicious Overdraft Credit Card Fraud“Two Collection”and Related Studies——A credit card fraud cases in Song Mou as the research object

With the increasingly widespread use of credit Cards,especially the type of malicious overdraft of credit card fraud crime of fraud of the credit card is on the rise.By the issuing bank twice amount after more than three months without alsotype of malicious overdraft credit card fraud in a lawsuit is a lot of controversy. Two collection is not necessarily the collection information is received by the cardholder to condition,also not necessarily take written form. For more than three months after filing fails to repay the overdraft,constitute the crime of fraud of the credit card,but using a false credit certification defraud of credit card overdraft is not,even if does not constitute a crime of fraud of the credit card,also can't penalties in crime of fraud of the investigated. Reference is not proof of identity,the crime of fraud of the credit card crime of fraud and is the concurrence of law relations. The paper dealt with the Song Mou a credit card fraud cases,the type of malicious overdraft credit card crime of fraud of the two collectionand the related problems are discussed.