Research of Rural Financial System Construction and Development under the Integrated Urban and Rural Perspective

The present stage of our rural financial system is not perfect and has many inefficient problems.These problems mainly reflect that the inadequate supply of rural finance is hard to meet the needs of rural economic development.The main reason is the imbalance of urban and rural economic development.It not only brings about urban and rural finance dual structure formation,but also exacerbates the rural financial repression.Based on the perspective of integrated urban and rural development,through the analysis of China's rural financial situation,this paper explores the reconstruction of rural financial system so that to promote the development of rural economy and society effectively.