On the Establishment of Effective Personal Credit System and the Credit System of Enterprises and Society

Credit is at the basis of prosper of persons and enterprises.The author first analyses the serious consequences and high costs caused by discredit.Then he put forward the idea that attention must be paid to the organizational firms of the credit system and the content of it,so as to establish the personal credit system and the credit system of enterprises and soci-ety.In the end the author suggests that personal credit and the credit of enterprises are the prerequisite for the accomplish-ment of the credit system of a society,as well as the foundation of the system.