A Study of the Collaborative Development of the Policy-based Real Estate Finance and the Commercial Estate Finance——Based on the virtual economic analysis framework with regard to the financial reform ideas of the Chinese real estate

Nowadays,the Chinese real estate finance has been unable to keep up with the developing speed of the development of real estate market.At present,the financing bottle-neck question of the affordable housing in various places is very highlight and the various places are doing their best to actively explore the way to solving it.As the Chinese real estate market develops to today,the financial reform idea of the real estate should be clear.The study of the real estate virtual and actual dual nature of the real estate based on the virtual economic analysis framework gives the theoretical support for deciding the hereafter real estate financial reform.The development of the real estate must give consideration to virtual and actual double natural at the same time.Only then can the Chinese real estate market stably,healthily,harmoniously and sustainably develop.