Rural Financial Reform Test in Yangling Demonstration Zone of Agricultural High-tech Industries and Responding Policy Suggestions

Solving the problems about agriculture,rural areas and peasantry involves strong financial support and promotion.Developing modern agriculture involves an efficient,low-cost,convenient modern rural financial system as guarantee.For these purposes suggestions are made: promoting the rural financial innovation,establishing a multi-level of rural financial service system,gradually meeting the diversified credit demands brought by the development of the problems about agriculture,rural areas and peasantry and promoting the harmonious development of rural economy.Yangling Demonstration Zone of Agricultural High-tech Industries has made a lot of explorations of the reform of mortgaging the farmland use right,large agricultural machinery,equipment and facilities,agricultural biological assets,agricultural intellectual property rights and other rural property,initially solving some prominent problems for peasants in mortgage loan,fund raising,rural property right cashing and so on.In order to summarize and popularize the rural financial reform experiment that may bring great benefits to the nearly one billion Chinese peasants and promote the further development of rural financial reform,policy suggestions are put forward,such as setting up a significant research subject of Yangling rural financial reform experiment demonstration tracking research and model promotion,forming a national research team,tentatively establishing a grand platform that makes the modern agricultural industry,science and technology,talented personnel,finance and insurance integrated,setting up an international rural financial training center so as to promote the rural financial academic exchanges and personnel training,constructing a joint mechanism of industrial technology and finance information service,actively trying to find a way to form a rural financial market system where competitions exist but in a moderate way,encouraging professional peasant households to take the lead in establishing a registration system for the professional peasant households,gradually cultivating the rural financial demand subjects,and so on.