Ideas on Constructing a Multi-level Rural Financial Service System

Finance curbing phenomenon in regions in China is rather serious.Rural financial system lacks effective competition mechanism.Rural finance reform needs to be deepened.to meet the demand of agriculture,countryside,peasant economy for diversification of finance,it's necessary to promote Agriculture Bank of China market–orientation reform facing agriculture,countryside,peasant,push forward localized and commercialized reform of credit cooperatives.It's necessary for China Agriculture Development Bank to alternate operation ideas.Postal savings bank should become rural finance supermarket with market-oriented operation.It's necessary to consummate irregular financial system,remolding agriculture,countryside,peasant policy finance-aiding system,to take great efforts in perfect financial ecology environment for accelerating and developing agriculture,countryside,peasant economy effectively and quickly.