Issues in Carrying Out State Study-aided Loan and its Countermeasures

After analyzing issues in carrying out state study-aided loan, the author puts forward some solutions: improving the realization of state study-aided loan work with one united thought and idea; actively using universities' role in the aided loan and helping the bank supervise and administrate it; standardizing the loan ways and strengthening the sense of competition between banks; perfecting the structure and simplifying the loan procedure; standardizing study-aided loan interests and enforcing the system of repayment; with modern network establishing the system of credit judgment and inquiry system of information on university students credit for study-aided loan.