Problems of Colleges or Universities for Bank Loans

With the rapid development of higher education in China,resort only to the financial fund from the government cannot satisfy the need of colleges and universities.Bank loans are a support and effective means for the rapid college development in size and scale.The writer holds that getting loans from banks is a successful experience for speeding up college development.Therefore,we should take the opportunity and make a feasibility study of bank loans in the light of economic efficiency in college management.Bank loans can help colleges and universities quicken their self-development,but the latter will have to take some risk and,therefore,foster the risk-awareness of those people concerned.