Research on Student Loan under the Credit System

Student loan meets the requirements of the higher education's transition from individual to public.It becomes the largest and most extensive coverage of college student financial assistance.However,student loan and the credit system is far form the personal information seamless,which hinders the development space of student loan.We should learn from successful experience of foreign countries and make the government fully play the leading role.With limit coverage of the social credit system,effective models should be chosen to overcome information barriers of student loan and credit system,to restrain dishonest behavior of student loan,and to achieve the sustainable development of student loan.