Thoughts on law to the losing credit in national student loan

The project of national student loan has been launched for more than two years, but the situation of loan refunding is not as optimal as we expected. This article mainly aims at this situation, analyses both of environmental influence and other factors, intending to draw out effective policy to increase the proportion of loan refunding, which requires us to make progress on educating the loyalty and credit of the students in the universities, establishes the system of personal credit evaluation, gradually improves correlative national laws and policy, so as to guarantee the continuous developing of the project of national students loan.