Chen Liu-qin
Abstract
Why commercial banks do not prefer student loan and necessity to build a policy-leading bank to manage student loan is analysed,the conclusion is:besides to develop personal credit system and simplify loan procedure,it is necessary to reform the bank managing student to improve the situation of student loan.
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Why commercial banks do not prefer student loan and necessity to build a policy-leading bank to manage student loan is analysed,the conclusion is:besides to develop personal credit system and simplify loan procedure,it is necessary to reform the bank managing student to improve the situation of student loan.
Key concepts: Loan, Student loan, Business, Participation loan, Bridge loan, China, Finance, Non-conforming loan