2006•Journal of Bohai UniversityRequires access
Analysis of credit risk of personal housing mortgage loan
Sun Zhong-ming
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Abstract
With the rapid development of personal housing mortgage loan,banks pay attention to the operation of it,but it has been only a short time in our country,and its scale is also very small.At the same time,the banks have to confront a greater credit risk.The article makes use of some methods on the Game Theory to give an analysis to the behaviors of the banks and the individuals.At last, the author proposes that we should take measures to accomplish the system of personal credit.