The conflict and balance between the personal credit investigation and protection

Personal credit information industry and the development of a market economy system, the inevitable development of the market transaction security protection, the essential requirement of personal credit information, openness and sharing, while the personal credit information, determine the characteristics of the privacy of personal credit credit mechanism Construction and protection of personal privacy is inevitable.Can be said that the moderate right to privacy restrictions on personal credit and personal credit information in the appropriate public, both balance and coordination is the establishment of individual credit information system success or failure of key issues.The individual credit information collection, management and use of the process, should focus on balancing the protection of personal credit information.