China's city commercial banks operating mode selection nalysis.

Since the founding of city commercial banks, their business activities have been restricted in the host city. But in recent years, a single city-operate increasingly apparent negative effect, and become obstacles to the further development of city commercial banks. Regional economic integration and financial integration with the development of trans-regional capital flows have become increasingly frequent, customer demand for banking services and products are increasingly diversified, in particular the need for inter-regional commercial banks to provide financial services. Accompanied by the reform of the city commercial banks to move forward, the city commercial banks have aspirations of a growing strongly that need joint, cross-regional development. Introduction of the new business model can improve the overall level of development of city commercial banks and market competitiveness.