A Statistical Analysis of Credit and Debit Card Usage Patterns
NILEEMA BHALERAO -
Abstract
Open-access reader
NILEEMA BHALERAO -
Abstract
Open-access reader
This analysis deals with finding relation between encountering credit and debit card frauds and different age groups, gender, area of residence, monthly income, credit card limit and several other factors. It also involves fitting a prediction model on the credit card usage pattern of individuals. It includes studying a times series model for credit and debit card usage over the last decade and developing a forecasting model to predict the forecast using the previous data available.
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This analysis deals with finding relation between encountering credit and debit card frauds and different age groups, gender, area of residence, monthly income, credit card limit and several other factors. It also involves fitting a prediction model on the credit card usage pattern of individuals. It includes studying a times series model for credit and debit card usage over the last decade and developing a forecasting model to predict the forecast using the previous data available.
Key concepts: Credit card, Debit card, ATM card, Residence, Payment, Relation (database), Computer science, Business