Comparative Study Between Debit Card & Credit Card Users in Greater Noida City
Akash Chauhan -, Anshu Goal -
Abstract
Open-access reader
Akash Chauhan -, Anshu Goal -
Abstract
Open-access reader
The report was undertaken on the comparative study between debit card and credit card with the objective of to identify which is been used more by the people in their day to day usage The report was undertaken to make a comparison of debit card and credit card because as the Ancient India is turning towards Digital India and also now people are preferring to pay via debit or credit cards 1. Brief introduction about topic and reason for selection of topic : I have selected my topic as Comparative study between debit card and credit card they are commonly also known as payment cards or plastic money as it enables an individual to carry plastic money with him/her self and can make payment at a single 2. Objective of the study : The primary objective is to know the comparison between debit and credit card users in Greater Noida and it also indicates that is what people prefer the most to pay debit card or credit card & why they prefer such. 3. Research methodology : The method used in this project is NON – PROBABLISTIC CONVENIENCY SAMPLING technique. 4. Data analysis and presentation : The data collected from the respondents are been analyzed with keeping view point of comparison between debit card and credit card. Thus from this project it could be concluded that people use more of debit cards rather then credit cards but as the environment is changing the buying and spending habit of consumers is also changing and we can say that in near future people will use more of credit cards and will buy the products of credit basis.
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The report was undertaken on the comparative study between debit card and credit card with the objective of to identify which is been used more by the people in their day to day usage The report was undertaken to make a comparison of debit card and credit card because as the Ancient India is turning towards Digital India and also now people are preferring to pay via debit or credit cards 1. Brief introduction about topic and reason for selection of topic : I have selected my topic as Comparative study between debit card and credit card they are commonly also known as payment cards or plastic money as it enables an individual to carry plastic money with him/her self and can make payment at a single 2. Objective of the study : The primary objective is to know the comparison between debit and credit card users in Greater Noida and it also indicates that is what people prefer the most to pay debit card or credit card & why they prefer such. 3. Research methodology : The method used in this project is NON – PROBABLISTIC CONVENIENCY SAMPLING technique. 4. Data analysis and presentation : The data collected from the respondents are been analyzed with keeping view point of comparison between debit card and credit card. Thus from this project it could be concluded that people use more of debit cards rather then credit cards but as the environment is changing the buying and spending habit of consumers is also changing and we can say that in near future people will use more of credit cards and will buy the products of credit basis.
Key concepts: Debit card, Credit card, Payment, ATM card, Card security code, Payment processor, Credit card interest, Business