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2018•Proceedings of the 8th International Conference on Education, Management, Information and Management Society (EMIM 2018)Open access

A Survey on the Willingness and Influencing Factors of Farmers' Commercial Pension Insurance Participation in Heilongjiang Province

Dehua Zhang, Yu Zhang

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Abstract

Launching the willingness of farmers to participate in the participation of pension insurance will help reduce the pressure on social security funds and improve the quality of life of farmers.In this study, through the investigation of 817 farmers in Heilongjiang Province, using logistic regression analysis, the research shows that factors such as the education level, marital status, the quality of soil, and economic burden of farmers have a significant effect on the willingness to participate.Therefore, while strengthening farmers' participation in commercial pension insurance awareness, insurance companies should improve the quality of insurance services.The government should improve the agricultural subsidy system and relief system to increase farmers' coverage.

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What this paper is about

Launching the willingness of farmers to participate in the participation of pension insurance will help reduce the pressure on social security funds and improve the quality of life of farmers.In this study, through the investigation of 817 farmers in Heilongjiang Province, using logistic regression analysis, the research shows that factors such as the education level, marital status, the quality of soil, and economic burden of farmers have a significant effect on the willingness to participate.Therefore, while strengthening farmers' participation in commercial pension insurance awareness, insurance companies should improve the quality of insurance services.The government should improve the agricultural subsidy system and relief system to increase farmers' coverage.

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Available abstract

Launching the willingness of farmers to participate in the participation of pension insurance will help reduce the pressure on social security funds and improve the quality of life of farmers.In this study, through the investigation of 817 farmers in Heilongjiang Province, using logistic regression analysis, the research shows that factors such as the education level, marital status, the quality of soil, and economic burden of farmers have a significant effect on the willingness to participate.Therefore, while strengthening farmers' participation in commercial pension insurance awareness, insurance companies should improve the quality of insurance services.The government should improve the agricultural subsidy system and relief system to increase farmers' coverage.

Key concepts: Business, Pension, Pension insurance, Actuarial science, Finance

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