Saliendo de la trampa del crédito

This chapter elaborates on how to get out from under credit card debt and repair credit score. The ability to use credit card to borrow a bit of cash until the end of the month can be seductive. But it all leads to more debt and bad credit. One way is to take help from a debt counselling service. Legitimate agencies, such as the consumer credit counselling service, help people to negotiate with their creditors for more manageable payment schedules and for lower interest rates.