Working late: Creating encore careers

Annie was working as a secretary when she turned sixty, a milestone she'd always regarded as her retirement age. Although she could have coped financially, she found she wasn't ready to retire: 'I felt there were still things that I needed to do out there, that I still had quite a bit to offer in the workforce.' She took on several part-time and casual jobs: after-school supervision, administration for a short-term project, setting up her house for international homestay students.