Profitability analysis of selected public sector banks in India

Healthy financial soundness is a key factor in any financial sector. One of the major measures of economic development and financial growth of a country has been the soundness of its banks. This paper evaluates the performance of selected public sector banks such as Bank of Baroda, Punjab National bank, Canara bank, Central bank of India and Bank of India for the period 2009 to 2013. Financial ratio is employed to measure the profitability, liquidity and credit quality performance of selected public sector banks. This study is primarily based on secondary data. The study highlights movement of banking variables as return on assets, cash to deposit, term deposit to total deposit, interest income to total assets, net interest margin etc. The study found that overall banking performance increased very slowly in the year of analysis.