A study on the financial performance of bank of Baroda

Banks play vital role in the economic development of a country. Supply of money in circulation is controlled by banks in an economy. In the globalized economy, there is an exemplary change in our country allover and it also had affected the Indian banking sector. The study is an effort to analyse the performance of Bank of Baroda for the last five years (2009–10 to 2013–14). Profit is the most essential parameter to identify the financial health of a bank. Required data are collected from the bank's annual reports. Financial ratios like spread ratio and burden ratio with growth rate are taken into account to find the profitability of the bank. From the analysis it could be suggested that the bank has to take right measures to increase the income in order to achieve high profit.