Discussion on Important Role of Medical Insurance in the Control of Medical Cost

In recent years, the over increasing total cost of the medical care had been a common problem for all the countriesaround the world. Therefore, controlling the over-increasing speed of medical costs on the assumption of meeting the need of socialmedical care had became an important problem facing in current medical reform analysis. Medical insurance was considered as themost effective method of controlling the increase of medical costs. Taking domestic and foreign research result as references, the rea-son for the increase of medical costs, the controlling method of medical costs and the role of medical insurance in medical costs weredescribed, the development trend of medical insurance expense was summarized, the important role of medical insurance in the con-trol of medical costs was cleared, so as to provide evidence for further reform of medical insurance.