An Initial Analysis of Loans to Colleges and Universities

Financial crisis of higher education is a perpetual topic in the world.China is unexceptionally one of the countries faced with the crisis.In recent years,there is an upsurge for Chinese colleges and universities to apply for bank loans.Bank loan has become a main channel for colleges and universities to resolve deficiency of educational fund.Through analyzing the status,characteristics and causes of China's college loans,this dissertation aims how to improve the financing and productive function of colleges and universities,effectively preventing and responding to loan risks,and ensuring a healthy and sustainable development of China's higher education.