Economic Analysis of Game Strategy and Adverse Selection and the Catastrophe Insurance Market

This article through to Japan,Spain and other developed countries catastrophe insurance system analysis,pointing out that China's catastrophe risk insurance system construction deficiencies and gaps.On China s catastrophe insurance market situation analysis shows,Chinese catastrophe insurance market has tremendous insurance demand and limited supply of system to solve the contradiction between the catastrophe insurance market,the imbalance between the supply and demand contradiction needs under the guidance of the government,in the legal system under the premise of construction,government and commercial insurance companies jointly run catastrophe insurance system,so as to realize the system supply increase.At the same time,improve the financial system reform,for the catastrophe insurance fund,catastrophe risk bond issue set up and create a favorable external environment.