Banking Regulatory Policy Research for SMES Loans
Yao Xiao-bo
Abstract
Yao Xiao-bo
Abstract
The most difficult reasons of the SMEs getting loans mainly due to the large commercial banks which do not have enough supports power for SMES loans,as well as limited supports of small and medium-sized commercial banks to SMEs loans.Three aspects should be adopted as supporting SMEs lending,that is: arranging priority loans to SMEs,and making differentiated loans regulatory policy systems for SMEs,taking loans tax preferential measures as well.
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The most difficult reasons of the SMEs getting loans mainly due to the large commercial banks which do not have enough supports power for SMES loans,as well as limited supports of small and medium-sized commercial banks to SMEs loans.Three aspects should be adopted as supporting SMEs lending,that is: arranging priority loans to SMEs,and making differentiated loans regulatory policy systems for SMEs,taking loans tax preferential measures as well.
Key concepts: Business, Small and medium-sized enterprises, Finance, Financial system