Chinese Commercial bank’s Development in Private Banking Business

Private banking business is the high-end business of international commercial banks, and it is also what Chinese commercial banks must rigorously expand in the process of furthering operational transformation and establishing true top-grade commercial banks. This paper makes a detailed introduction on international private banking business’s contents, products, characteristics, organization structure, business process and main operation patterns. On this basis, the paper objectively analyzes the status quo of Chinese commercial banks’ private banking business, and then puts forward some development suggestions from the following aspects: organization structures, business types, human resource training and risk precaution.