Risk Management of Personal Housing Mortgage Loan
Yan Liu
Abstract
Yan Liu
Abstract
Personal housing mortgage loans is a new business.Housing financing is still in its early stage in China and the progress is not synchronized across China. Our country has not established a series of laws and regulations on personal housing mortgage loans and need to do more researches on the item. During the study the writer systmeatically analyzes the risk of housing mortgage lending and put firnard the methods to improve the management of mortgage lending business.
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Personal housing mortgage loans is a new business.Housing financing is still in its early stage in China and the progress is not synchronized across China. Our country has not established a series of laws and regulations on personal housing mortgage loans and need to do more researches on the item. During the study the writer systmeatically analyzes the risk of housing mortgage lending and put firnard the methods to improve the management of mortgage lending business.
Key concepts: Mortgage insurance, Shared appreciation mortgage, Mortgage underwriting, Secondary mortgage market, Mortgage loan, Business, Collateralized mortgage obligation, China