2002•Journal of Chongqing University. English EditionRequires access

Risk Analysis to Personal Housing Mortgage Loan

An Chen

Abstract

Personal housing mortgage loan can increase the effective demand of personal housing and support the real industry development It is the well assets of book, but exists risk By using risk analysis principle, this paper analyzes the risk factors of bank to personal housing mortgage loan, and puts forward some countermeasures for preventing the risk

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Key concepts: Mortgage underwriting, Loan, Mortgage loan, Business, Mortgage insurance, Loan-to-value ratio, Shared appreciation mortgage, Actuarial science