On Government Responsibility Implementation Mechanism in Agricultural Insurance

The commercial operation style of traditional agricultural insurance in China exists defects which cannot satisfy the requirement of agricultural insurance.It is necessary to strengthen the economic function of government and construct governmental responsibility mechanism.We shall draw lessons from the foreign means,base on national conditions,and construct policy insurance system.The insurance legislation shall be improved,and the system of agricultural insurance shall be perfected.The agricultural insurance shall be classified by type,and operate the compulsory insurance or voluntary insurance system.Meanwhile,the government shall establish system of agricultural insurance subsidy and reinsurance to share danger of agricultural insurance equitably.