Policy Insurance:The Innovation of China's Agricultural Insurance System

Along with the new circumstances of the WTO,building agricultural policy insurance has become the foremost task of system innovation of China's agricultural insurance industry.The main causes for promoting the system transformation lie in income pressure,trade efficiency,public goods and environment change.The most realistic choice for China's agricultural policy insurance is to combine the management model of government with commercial insurance in light of peasant cooperation insurance,separate the operation of agricultural huge disaster insurance from ordinary agricultural insurance and speed up the commercialization of agricultural policy insurance.