Insight into the Capital Replenishment of Chinese Commercial Banks under the New Capital Supervision Rules

Coupled with the rapid expansion of asset scale,Commercial banks in China,which the capital structure is single,the supplementary channel is narrow,the cost of financing is higher,have been facing a serious problem of capital replenishment under the strong capital restraint. Based on the redefinition and adjustment of eligible capital,capital deductions and risk-weighted terms in the new capital supervision rules,this paper analyzed the necessity of commercial banks' capital replenishment in china. After concluding the capital tool innovation practice of the large international commercial banks,combining with the present bank capital status and the external market environment,it probed into the channels and ways of commercial banks' capital replenishment under the new Capital Supervision rules,from the point of view of capital tool innovation and the transformation of banking operation.