Prevention and Control of Moral Hazard in Commercial Medical Insurance

The risk of moral hazard is exsit in a variety of insurance markets,but it is much more complex in the medical insurance market.Moral hazard of medical costs unreasonably rapid growth,excessive consumption of limited resources to the community resulted in an enormous waste,at the same time,Moral hazard deteriorate the relationship between doctors and patients and reduce the level of social integrity.This paper analyzes the case of our company emerged in 9 876 cases of moral hazard and to take preventive measures.