Enlightenment of Domestic Pilot on Pollution Liability Insurance

The pilot on pollution liability insurance since 2008 in China shows that liability insurance-a market mechanism-to restrain pollution and reduce risk is a long-term and vigorous mechanism for environmental protection,corresponding to scientific view on development.The pilot on pollution liability insurance in some provinces and municipalities indicates that the insurance model is based on voluntary insurance,supplemented by compulsory insurance,insurance organization should take the strategies of local underwriting and risk dispersion,the adaptation range of insurance responsibility should be industry,enterprise and area with great harm,pollution accident occurred easily,and pollution loss confirmed easily,in insurance coverage,unexpected pollution accident should be considered preferentially,the setting of liability limitation should be reasonable,and the government should guarantee cooperation between functional department and quicken legislation.