The Problems and Strategies of Mortgage-backed Securitization in China
Tan Qing
Abstract
Tan Qing
Abstract
As the main real estate finance form in foreign countries, the mortgagebacked securitization and its introduction should accelerate the development of our real estate industry. On analyzing the problem of our mortgagebacked securization, and introducing the advanced experience of foreign countries, the solution and developing strategies are suggested, such as, enlarging and normalizing the primary market of mortgagebacked securitization, strengthening the laws and regulations, founding the individual credit system, strengthening the insurance mechanism.
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As the main real estate finance form in foreign countries, the mortgagebacked securitization and its introduction should accelerate the development of our real estate industry. On analyzing the problem of our mortgagebacked securization, and introducing the advanced experience of foreign countries, the solution and developing strategies are suggested, such as, enlarging and normalizing the primary market of mortgagebacked securitization, strengthening the laws and regulations, founding the individual credit system, strengthening the insurance mechanism.
Key concepts: Securitization, Business, Commercial mortgage-backed security, Mortgage insurance, Secondary mortgage market, Real estate, China, Financial system