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Study on Establishing the Personal Credit System in China

Jia Song

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Abstract

The perfect and complete market economy cannot be separated from the credit economy.The current personal credit economy in China is still not well developed,the main reasons of which are lack of credit assurance and deficiency of perfect personal credit system.The development of Chinese personal credit system lies on shaking off the chains,learning advanced foreign experiences and setting up Chinese personal credit system in stages and based on Chinese reality.

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What this paper is about

The perfect and complete market economy cannot be separated from the credit economy.The current personal credit economy in China is still not well developed,the main reasons of which are lack of credit assurance and deficiency of perfect personal credit system.The development of Chinese personal credit system lies on shaking off the chains,learning advanced foreign experiences and setting up Chinese personal credit system in stages and based on Chinese reality.

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Available abstract

The perfect and complete market economy cannot be separated from the credit economy.The current personal credit economy in China is still not well developed,the main reasons of which are lack of credit assurance and deficiency of perfect personal credit system.The development of Chinese personal credit system lies on shaking off the chains,learning advanced foreign experiences and setting up Chinese personal credit system in stages and based on Chinese reality.

Key concepts: China, Business, Credit reference, Credit enhancement, Credit history, Credit card interest, Credit crunch, Commerce

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