2006•Unpublished venueRequires access

On the Causes of and Countermeasures to Credit Risks in Educational Assistantship Loan

YU Jian-ye

Abstract

The causes of credit risks in the practice of educational assistantship loan are analyzed.It is proposed that some countermeasures be taken to prevent the risks,such as to establish a perfect personal credit system,to emphasize the sincerity education,to enhance communication in the whole process of loan,and to improve students' paying-back capability.

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Key concepts: Loan, Business, Sincerity, Credit risk, Process (computing), Actuarial science, Finance, Computer science