The application and shortcoming of insurable interest principle in the insurance benefit system

The insurance benefits is a core concept within the insurance system.Requirement of insurable interest is the nature and mechanism of the insurance system itself dictates.Traditional view that the insurance benefits are insured or the insurer for the insurance of a subject that has interest,the insured or beneficiary obtain from the insurer because the insurance money is not the insured person's death,disability and loss suffered,but rather between the insured and the insured has a legal interest,that is,kinship or relationship of trust,so the main body of the insurance contract,the insurance must have some objective subject to contact in order to be identified as the subject of insurance has an insurable interest.