2003•Journal of Anhui University of TechnologyRequires access

On Form of Bond of Developing Individual House Mortgage Loan

Tang Shan-guang

Abstract

House mortgage loan reduces financial capital quality because of its occupying capital very long, its risk in interest, big gap between house price and residents' income and weak ability in payment. Developing the form of bond of individual house mortgage loan can optimize the management in commercial bank, develop capital market healthily and promote the effective demand of house.

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Key concepts: Business, Loan, Bond, Financial system, Capital (architecture), Shared appreciation mortgage, House price, Finance