2003•中共云南省委党校学报Requires access

A Discussion of the Securities of House Mortgage Loan

MO Ji-ma

Abstract

The securities of house mortgage loan originated from the USA in the70's of the20th century.With the development of real estate industry in China,the scope of house mortgage loan is becoming bigger and bigger.Therefore it is necessary to realize the security management of house mortgage loan.The key to do so is to speed up the perfecting of financial environment in China.

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Key concepts: Commercial mortgage-backed security, Mortgage insurance, Secondary mortgage market, Business, Mortgage underwriting, Shared appreciation mortgage, Collateralized mortgage obligation, Bridge loan