Analysis on the Causes of College Students' Loan Default and the Countermeasures —Taking National Loan Work at Jiaying College as an Example

The problem of graduate students' loan default in some universities,as well as in some colleges remains outstanding. Based on many years of engaging in Jiaying College national student loan work and our tracking survey of graduate student loan defaults,this paper makes an analysis on the causes of the phenomena of graduate loan defaults and puts forward several effective countermeasures from the student loan management level,hoping to promote the healthy,ordered and sustainable development of national student loan work and help more excellent poverty students complete their academic studies smoothly and grow up to be a useful person.