Legal Protection of Financial Credit——A Financial Consumer Rights Protection-cored Model

The financial credit plays a key role in financial activities and is the core of financial relationships.The global financial crisis begining in 2008 suggests that abusing financial credit is the important cause for the crisis.Therefore,it's an effective means for preventing against financial crises once again to effectively supervise and protect financial credit.In order to perfect the financial credit institution with financial consumer rights protection as the core,it is necessary to further improve the legal system of financial credit management and to implement effective management of financial credit rating agencies with the principle of public and moderate protection .