2008Journal of Hefei Teachers CollegeRequires access

Development and Optimization of Bank Credit Asset Securitization in China

Ping Wang

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Abstract

Since the pilot experiment in 2005,the scale and variety of China's asset securitization have been expanded,but the proportion of credit asset securitization is small.There are also other problems,namely,the purpose and the standard operating process are not clear.This essay will mainly be about the basic principle and the present situation of bank credit asset securitization in our country,then will analyze its significance,and the concrete operating patterns of bank credit asset securitization.And the paper also puts forward some suggestions on how to optimize the development and application of China's credit asset securitization.

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What this paper is about

Since the pilot experiment in 2005,the scale and variety of China's asset securitization have been expanded,but the proportion of credit asset securitization is small.There are also other problems,namely,the purpose and the standard operating process are not clear.This essay will mainly be about the basic principle and the present situation of bank credit asset securitization in our country,then will analyze its significance,and the concrete operating patterns of bank credit asset securitization.And the paper also puts forward some suggestions on how to optimize the development and application of China's credit asset securitization.

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Available abstract

Since the pilot experiment in 2005,the scale and variety of China's asset securitization have been expanded,but the proportion of credit asset securitization is small.There are also other problems,namely,the purpose and the standard operating process are not clear.This essay will mainly be about the basic principle and the present situation of bank credit asset securitization in our country,then will analyze its significance,and the concrete operating patterns of bank credit asset securitization.And the paper also puts forward some suggestions on how to optimize the development and application of China's credit asset securitization.

Key concepts: Securitization, Credit enhancement, Asset (computer security), China, Business, Financial system, Bank credit, Off-balance-sheet

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