To Improve and Deepen the Reform of the Civil Financial System

The financial system is a system of rules to determine the financial order,private finance is also an important part of our finance.China's reform of the financial system ignored the reform of the private financial system,resulting in the private financial system lags behind the changes in the characteristics of private financial and demand.As the two sides of the private financial role,imperfect private financial system will inevitably induced and magnified the negative effects of private finance.Not very mature market economy conditions,the private finance in the typical and disorder,died of a situation.Play a positive role of private finance in economic development,should earnestly improve the private financial system,reform of the synchronization and integration of civil financial system and the mainstream financial system,while the combination of private financial characteristics,and constantly deepen the private financial regulatory system,the interest rate structure investment the main system,thus avoiding the private financial system is not standardized induced financial risk,impact on the entire financial stability.The private finance is a strong driving force of economic development.