Preliminary Discussion Based on Financial Perspective on Sharing Mechanism of Credit Information of Small and Medium-sized Enterprises in China

Under the current condition of the tight monetary policy,it is becoming more and more difficult for small and medium-sized enterprises to get fund.An important reason is that banks and other financial institutions cannot obtain comprehensive and effective credit information of small and medium-sized enterprises.Therefore,to alleviate the problems of hard fund raising for small and medium-sized enterprises,an important aspect is to establish a sharing mechanism of credit information of small and medium-sized enterprises by that bands and other financial institutions can easily query,read and evaluate credit status of small and medium-sized enterprises.