On Establishment of Direct Claim Right of the Third Party in Liability Insurance in China

As a special kind of insurance that regarding insurant's civil liability as insurant,liability insurance has double functions which are protecting insurant and victim.Along with years of development,the system of liability insurance in our country has been made a remarkable progress.However,the third party's direct claim right in liability insurance is not acknowledged explicitly yet.This paper is discussing deeply on natures of the third party's direct claim right in liability insurance and current situation of legislation as well as analysis on feasibility,and offering related legislative suggestions