Interpretation of Securitization of China's Credit Assets from the Angle of System

Securitization of credit assets is not only an economical phenomenon,but a legal process.Based on China's economic foundation and legal environment, this article starts its elaboration by introducing the business scope,origin and progress of China's securitization of credit assets.It analyzes securitization of housing mortgage loans and bad credit assets,which is packed with most realistic significance currently in China.The article succinctly deals with the bottleneck problem encountered in China's securitization of credit assets and brings forward its solution.